Every bill — what the year really costs
Where the money goes
2026
Click a month to open it
Spent 2026
$56,920
across 119 payments
Average month
$4,743
Jan is the heaviest, Jun the lightest
Fixed each month
$3,205
68% of the bill is hard to move
Heaviest line
$22,500
Rent — 40% of the year
Where it goes
- Housing$32,10056%
- Utilities$2,5204%
- Food$13,52024%
- Transport$4,9209%
- Health$4681%
- Insurance$1,4403%
- Subscriptions$5521%
- Lifestyle$1,4002%
Repeating bills
$55,520
a full year of every recurring line, one-offs excluded
Discretionary
$18,460
32% of spending you could revisit
Month-to-month swing
$2,400
between Jun and Jan
Where the money goes
Edits are saved automatically and stay put between visits
Recurring
8 bills · $55,520 a year$
$1,875 every month from Jan 1$22,500/yr$22,500 in 2026
$
$210 every month from Jan 12$2,520/yr$2,520 in 2026
$
$260 every week from Jan 4$13,520/yr$13,520 in 2026
$
$410 every month from Jan 18$4,920/yr$4,920 in 2026
$
$720 twice a year from Feb 5$1,440/yr$1,440 in 2026
$
$46 every month from Jan 8$552/yr$552 in 2026
$
$39 every month from Jan 3$468/yr$468 in 2026
$
$2,400 every quarter from Jan 31$9,600/yr$9,600 in 2026
One time
1 cost · $1,400 in 2026$
$1,400 on Dec 5$1,400 in 2026
Fixed lines are the ones a lean month can’t go below; everything marked variable is where there’s a decision to make. Recurring expenses repeat from their first payment, so a weekly bill produces the occasional five-payment month, like Jan. Press Esc to close an open month.